Sooooo..

个人资料 banner is stripe part at top, behind your 个人资料 pic.

个人资料 banner is the image above your 个人资料 picture and your username.

Also if 你 want to ask something like this, 你 can do that on 潮流粉丝俱乐部 club instead of Taylor 迅速, 斯威夫特 club:
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