What movie is this? Softcore

It played on The Movie Channel YEARS ago.

I remember the opening scene:

Guys were playing poker and it was smoky and a girl walks in and takes off her panties and puts them on the 表 and says "you aren't playing for the panties" so they guy that wins goes off into the room with her and ......

Another scene has her on a 长椅, 沙发 playing with herself thinking of showering with this guy.

Any ideas?